$559,900
 $3,006 est/mo Sourced by Back At You

3608 Rita Ln,St James City, FL 33956

St James City, FL 33956

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Description

THE BOATER'S WATERFRONT HOME with the following HIGHLIGHTED FEATURES DIRECT GULF ACCESS NO BRIDGES BOAT LIFT PERMITTED BOATHOUSE/SHED Block Construction | Metal Roof | Trex Dock | Garage | No HOA Experience the best of island waterfront living at 3608 Rita Lane-offering coveted Direct Gulf access with no bridges and designed for serious boaters, anglers, and those seeking the relaxed Southwest Florida lifestyle. This charming, mostly furnished 2-bedroom, 2-bath waterfront home sits in one of St. James City's most desirable boating neighborhoods and blends classic Florida character with valuable upgrades and exceptional marine amenities. Built with solid block construction and topped with a durable metal roof, this property offers peace of mind, low-maintenance ownership, and the freedom to enjoy island living to the fullest. The true highlight is outside, where your waterfront setup is ready to go. Enjoy a permitted boathouse, large boat lift, and an expansive walk-around Trex dock complete with water and electric-creating the perfect environment for effortless boating, fishing, entertaining, or simply enjoying life on the canal. If you want to add a pool, the backyard has room to design your perfect waterside oasis. With direct Gulf access, your next adventure to Pine Island Sound, outer islands, waterfront restaurants, and world-class fishing grounds is just minutes away. Inside, the home offers a comfortable, functional layout with 2 bedrooms and 2 full bathrooms, enhanced by timeless terrazzo flooring throughout for durability and authentic Florida charm. Recent improvements include a new air conditioner and water heater, so you can move in and start enjoying the property immediately. The mostly furnished interior makes this an easy transition for seasonal use, full-time living, or an investment opportunity. Additional features set this property apart, including a one-car garage with excellent storage for tools, fishing gear, and boating essentials, plus a rare 30-amp RV hookup-ideal for guests, extra flexibility, or recreational use. Best of all-NO HOA, so you can store your toys, enjoy your property your way, and fully embrace the waterfront lifestyle without added restrictions or fees. Whether you're searching for a winter retreat, full-time island residence, or the ultimate boating getaway, 3608 Rita Lane delivers direct Gulf access, outstanding dockage, quality construction, and the laid-back Florida lifestyle buyers dream about.

Details

MLS #2026025325
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1974
Days On Site121
Listing Provided ByCastaways Island Realty LLC | Staci Stevens

Features

Bed(s)2
Bath(s) 2 Total
SQ Feet1,194
Garage1
Story(s)1
ZoningRS-1
Acreage0.18
Water FrontYes
Property ViewYes

Exterior

Lot FeaturesRectangular Lot

Parking

Garage Yes / NoYes
Parking FeaturesAttached, Driveway, Garage, Paved, Rv Access Parking, Two Spaces

Taxes

Tax Annual Amount4374.07

Location

Community FeaturesBoat Facilities

Area Information

StateFL
CountyLee
CitySt James City
Zip Code33956
AreaPI02 Pine Island (South)
Community NameBAYVIEW ACRES
Listing VS Median (in BAYVIEW ACRES)
Price:
$559,900
low | high
Med:
$1,076,000
42.177174495446% of Average
sqft:
1,194
low | high
Med:
1,829
3.182579564489% of Average
$ / sqft:
$469
low | high
Med:
$588
24.540076218139% of Average
On site:
121
low | high
Med:
115.5
100% of Average
Sourced by Back At You

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Learn More About This Property

StateFL
CountyLee
CitySt James City
Zip Code33956
AreaPI02 Pine Island (South)
Community NameBAYVIEW ACRES
Listing VS Median (in BAYVIEW ACRES)
Price:
$559,900
low | high
Med:
$1,076,000
42.177174495446% of Average
sqft:
1,194
low | high
Med:
1,829
3.182579564489% of Average
$ / sqft:
$469
low | high
Med:
$588
24.540076218139% of Average
On site:
121
low | high
Med:
115.5
100% of Average
Sourced by Back At You
Listing Updated: September 29, 2026 at 2:13:12 AM PDT